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Do Mortgage Lenders Look at Spending Habits?

Wondering if mortgage lenders look at your spending habits? Unless you’re planning to buy a home with cash, then you’ll have to apply for a mortgage, where the lender will evaluate your finances in-depth. But does this include your spending habits? In this post, Chris Schmidt and our Houston real estate experts at will answer […]

"I am amazed at Chris’s knowledge and sales skills. He came out, met with me, discussed everything he was going to do and gave me an estimate on what he thought he could sell the home for. I was in a middle of a divorce and several months later, during mediations the judge suggested giving the sale of the home to my ex. It came down to the value of the home. The judge called several realtors who quoted him a price of 30k less than what Chris said he could sell it for. I asked the judge to call Chris, which he did, Chris gave the judge his thoughts on what he could sell the house for. In a nut shell, Chris had 3 days to get the house on the market, according to the divorce decree, which he did, with great pictures. Then sold the house in three weeks during the Corona virus pandemic. Nothing short of frecking amazing!!! He will be well recommended!!!"

Robert S

"Chris did an amazing job at finding the right home for us. He walked us through all the details especially since it was my first home. I loved that he thought of everything in the contract so we were covered for the purchase. When we go to sell and look for our next house we will definitely be using Chris again!!"

Taylor Gunderson

"We had a wonderful experience with Chris . He helped us find the perfect home for our family and made sure we got the best deal possible. He was always available to answer questions and was very knowledgeable about the area."

Lida Barragan

"If you are in the market to buy your first, second and so forth home, you need to give Chris a shout out and let him and his TEAM show you how they do business and earn your business today!"

P B

"My spouse and I are VERY pleased with the level of service and attention our realtor Chris Schmidt provided us. He went above and beyond to help us get a great deal, made the home buying process easy, and maintained an excellent level of communication during the entire process... I'd give him 10 stars if that was an option!"

Paul Atwell

"Chris will not let you down, he will support your real estate needs by friendly & timely responses. I asked him a question and 3 minutes later he responded with the answer! I would work with him again."

Ron Bone

"As a Professional Home Inspector Chris is hands down the best agent I've ever dealt with. Not only do I recommend Chris to my clients, but he's the only agent I will personally use. Dealing with agents day in and day his professionalism, expertise, and knowledge of the industry is second to none."

Clayton Carter

"We had an excellent experience using Chris when buying our house. Any question we had, he responded right away and got us the info we needed. Searching for a house and going through all the paperwork was way less daunting with Chris's help, we really appreciate him!"

Brent G

"Chris is extremely knowledgeable and a Champion in his profession. Consistently patient through all the challenging hurdles of the home buying process, Chris is one of Kind! We are so delighted we had a chance to meet him and so will anyone that encounters him and his team."

Tasir Bukhari

"From the moment we even thought about buying a home to the day we got the keys, Chris was there every step of the way. He was very diligent about showing us homes in our price range and the targeted area. This was my first home and I was stressed about making sure this was the perfect home I kept making so many changes in what I wanted or where I wanted but Chris helped me through the difficult steps and remained patient with me. Thank you for being an outstanding agent!"

Taylor Gunderson

"My spouse and I are VERY pleased with the level of service and attention our realtor Chris Schmidt provided us. He went above and beyond to help us get a great deal, made the home buying process easy, and maintained an excellent level of communication during the entire process... I'd give him 10 stars if that was an option!"

Paul Atwell

"Can't say enough good things about Chris and his team. Sold our house for 8% over asking in just 6 days! Recommend him to anyone, near or far."

Brian & Tin

"Chris did a great job. He was always ready to provide possible houses, and each time, he listened to our feedback and helped us find the perfect house."

Geoff goodale

"Chris did a great job from start to finish. Helpful, informative, attentive, and friendly. What I was looking for was a live-able house that could use some updating, and he was able to help me quickly assess each home. He helped me weigh the options of available houses and ended up in the right home."

Todd Kostelecky